Whether a careless Bay Area driver blitzed through a red light and hit you in a crosswalk, or you broke your leg after jaywalking across a busy intersection, you need to understand your rights and potential legal remedies as a victimized pedestrian. Depending on who hit you and how the accident occurred, you may be entitled to substantial compensation to pay for your lost time at work, medical bills and therapy, and even punitive damages. Continue reading
As a San Francisco Bay Area driver who’s somewhat confused about your insurance obligations, you have likely encountered the concept of the uninsured/underinsured motorist policy (UM/UIM). This coverage can provide you with a modicum of protection, if an underinsured driver hurts you or damages your vehicle – or leaves the scene of the accident. Continue reading
Perhaps a careless trucker on an Oakland freeway T-boned your SUV while you were driving to drop your kids off at a soccer game. Or maybe a careless San Francisco bus driver slid into your lane, causing you to veer off the road into a utility pole. Continue reading
What is the Bare-Bone Minimum I’m Required to Have in California?
The California car insurance question is a vexing, perennial problem facing Golden State drivers. How much car insurance do you actually need here in CA? Continue reading
Uninsured Motorist Insurance
Picture this annoying (yet terrifying) scenario:
You are driving on the freeway here in Northern California when, out of nowhere, a driver cuts across three lanes of traffic into your lane. You can’t pull off an escape maneuver, and so you clip the car, and both of you spiral off the side of the road.Fortunately, you are relatively uninjured. But your car is a mess. And your situation is about to get a lot more complicated. Turns out, the driver who pulled the horrific lane cut and caused the accident lacks insurance. Continue reading